Protect What Matters Most – Affordable UK Life Insurance in Minutes

Quick, no-hassle life insurance quotes from trusted UK advisors. No medical exams. No hidden fees. Just the cover you need.

Our Simple 3-Step Process

Tell Us About Your Needs

Fill out our quick online form — it takes less than 60 seconds.

Get Expert Advice

One of our FCA-registered advisors will contact you to explain your options.

Secure Your Cover

Choose the plan that works for you, and we’ll handle the paperwork.

What is Life Insurance

and Why Do You Need It?

Life insurance provides a safety net for your loved ones in case the unexpected happens. It can help:

  • Pay off your mortgage or debts

  • Cover daily living costs for your family

  • Fund your children’s education

  • Provide peace of mind during life’s uncertainties

We offer Term Life, Whole Life, Mortgage Protection, and Critical Illness Cover — all tailored to you.

Trusted Life & Mortgage Advisors in the UK

True Life & Mortgage UK is an independent life insurance and mortgage protection advisory service. We’re not tied to one provider — which means we can compare multiple insurers to find the right cover for your needs.

Our mission is simple:

  • Make insurance easy to understand

  • Provide honest, transparent advice

  • Offer solutions that fit your lifestyle and budget

The True Life & Mortgage UK Difference

Independent Advice

We work with multiple insurers, not just one.

FCA-Registered Advisors

Fully compliant with UK regulations.

UK-Based Support

Real people, real conversations.

No Hidden Costs

What we quote is what you pay.

Tailored Plans

Protection that matches your unique needs.

TESTIMONIALS

What others are saying

The process was incredibly straightforward. My advisor explained everything in simple terms and found me a policy that fit my budget perfectly. I feel so much more secure knowing my family is protected.

- Sarah L., Manchester

I had no idea where to start with life insurance, but True Life & Mortgage UK made it easy. They compared different options for me and I didn’t feel pressured at all. Great service!

- James R., London`

From the first phone call, I knew I was in good hands. They really listened to my needs and tailored a plan for my mortgage and family. Highly recommended for anyone in the UK.

- Priya S., Birmingham

STILL NOT SURE?

Frequently Asked Questions

We understand lorem ipsum dolor sit amet, consectetur adipisicing elit.

Do I really need life insurance?

Life insurance provides financial protection for your loved ones if something happens to you. It can cover your mortgage, household bills, and even future expenses like your children’s education — helping your family stay financially secure.

How much life insurance cover do I need?

The right amount depends on your circumstances — your mortgage balance, household expenses, income, and future goals. Our advisors can help you calculate how much cover is suitable for your needs.

Will I need a medical exam?

Not always. Many of our policies require no medical exams, just a few simple health questions. For larger policies, a medical check might be requested, but we’ll guide you through the process.

How long does it take to get covered?

In many cases, you can get covered on the same day you apply. Our advisors work quickly to match you with the right provider and policy.

Can I change my policy later?

Absolutely. Life changes — and so can your policy. Whether you buy a home, have children, or change jobs, we can help adjust your cover as needed.

Ready to Protect What

Matters Most?

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt.

Image

Innovation

Fresh, creative solutions.

Image

Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

FOLLOW US

COMPANY

CUSTOMER CARE

LEGAL

Copyright 2025. SM Mortgage Services. All Rights Reserved.